Homes for Sale in North Topsail Beach, NC
North Topsail Beach is the northern end of Topsail Island, in Onslow County, just across the Intracoastal Waterway from Sneads Ferry on NC Highway 210. It's quieter and less built-up than much of the coast, with oceanfront condos, homes on stilts, soundside lots with docks, and long stretches of beach that empty out after the summer. If you want a primary home, a second home, or a beach property you'll hold for the long run, I'll help you find the right one and understand what you're buying before you commit.
Looking for a place on the north end? Call or text 919.793.4090 or book a time to talk.
Who buys in North Topsail Beach
- Second-home and future-retirement buyers. People who want a beach place they can use now and live in later.
- Military families and Camp Lejeune staff. The north end is a short drive over the bridge to Sneads Ferry and Camp Lejeune, so some buyers want the beach without a long commute.
- Buyers moving up from Sneads Ferry or Surf City. Folks who already love Topsail Island and want to be closer to the water.
- Investment-property buyers. Buyers looking at beach property as a long-term investment. I'll help you get the numbers, insurance quotes, and HOA documents before you decide.
What to know before you buy on the north end
- Flood zone and flood insurance come first. Much of the island sits in FEMA high-risk coastal flood zones. Check any address on the FEMA Flood Map Service Center or North Carolina’s Flood Risk Information System, and get a flood insurance quote during due diligence, not after. See my guide: Do You Need Flood Insurance to Buy a Home on the NC Coast?
- Check for Coastal Barrier Resources System areas. Parts of Topsail Island fall inside the federal Coastal Barrier Resources System, where federal flood insurance (NFIP) may not be available for some buildings. You can check a property on the U.S. Fish & Wildlife Service CBRS Mapper, and I'll make sure we confirm it early.
- Condo and HOA documents matter. Many oceanfront options are condos. Ask for the budget, reserves, master insurance policy, and any planned special assessments.
- Inspect for salt, wind, and moisture. Coastal homes deserve a close look at pilings, decks, roofs, HVAC, and windows. Elevation certificates help with insurance too.
- Know how you'll use it. A full-time home, a weekend place, or a long-term hold each changes which buildings and streets make sense.
How I help North Topsail buyers
- Search and alerts for oceanfront, soundside, and second-row homes and condos, including listings across Topsail Island and Sneads Ferry.
- Honest guidance on each property: flood zone, insurance, HOA, and condition questions answered before you write an offer.
- Remote buying support for buyers shopping from out of state or another duty station, with video walkthroughs and an attorney-handled North Carolina closing.
- Negotiation through closing, from due diligence and repair requests to appraisal and the closing attorney.
Why buyers work with Aaron Dominguez
I'm a Broker/Realtor with RE/MAX Elite Realty Group, serving Jacksonville and Eastern North Carolina.
- 2025 RE/MAX Elite Top Listing Agent
- 2023 and 2024 RE/MAX Elite Top Buyer's Agent
- 2022 Coldwell Banker International Sterling Society
- 2021 Coldwell Banker Platinum Club
- 2020 Coldwell Banker Rookie of the Year
- Realtor.com Premier Agent
Ready to look at North Topsail Beach homes? Call or text 919.793.4090, book a time to talk, or browse nearby Sneads Ferry homes for sale and Surf City. Already own here? Get a free home valuation.
North Topsail Beach buyer FAQ
Is North Topsail Beach in Onslow County?
Yes. North Topsail Beach is in Onslow County, at the northern end of Topsail Island. Surf City and Topsail Beach are the other two towns on the island.
How do you get to North Topsail Beach?
Most people come in on NC Highway 210 over the bridge from Sneads Ferry. From the south end of the island, you can drive north from Surf City.
Do I need flood insurance to buy a home in North Topsail Beach?
If you're using a federally backed mortgage and the home is in a FEMA high-risk flood zone, your lender will require it. Even when it isn't required, most coastal buyers should get a quote. Read Do You Need Flood Insurance to Buy a Home on the NC Coast?
Can I buy a condo here with a VA loan?
Possibly. VA loans require the condo project to be VA-approved, so we'll check the specific building early. Your lender can confirm.
Can I buy while I'm living somewhere else?
Yes. I work with buyers who shop from out of state or another duty station. North Carolina closings are handled by an attorney, who can help arrange signing remotely.
Do you also help people sell on Topsail Island?
Yes. Get a free home valuation or call 919.793.4090.